5 Times to Consider a No-Money-Down Auto Loan

Consumers are often wary of “no money down” offers. Like many advertising terms, it can sometimes be more hype than substance, and there can be drawbacks. But there are times where it’s worth taking someone up on the offer, like these five situations. You Can’t Get Together A Down Payment Simply put, the appeal of “no money down” is that you don’t need to have a down payment in your bank account waiting to be signed over. Certainly it’s better if you...

How to Decide If You Should Refinance Your Student Loans

Refinancing your student loans seems to be the thing to do lately. In the past year, I’ve had several friends tell me how they were able to lower their interest rate significantly by refinancing their loans with private loan providers. I decided to take a closer look at what all the student loan refinancing hype was all about and if it was really worth it. Types of Student Loans There are two types of student loans: federal and private. The Federal...