6 Things You Should Always Negotiate Pricing On

If you’re like me (and probably everyone else for that matter), I’m always looking for the best deals when it comes to making a buying decision on a product or a service. But I always take it a step further by negotiating the final price: It’s all part of my money saving techniques to help keep more money in my pocket. I know some of you may be a little timid or shy or even embarrassed when it comes to negotiating prices on items, but being able to...

Auto Loan Defaults Reach Lowest Mark in 11 Years

Whether you’re buying a car or borrowing for college, no matter what the loan is for, for the lenders it all comes down to one word: Risk. They examine not only to your credit history, but the history of everybody in your credit score, and how the entire loan sector is behaving, before you get a loan, and they do it constantly. And, just recently, the auto loan sector made itself very, very appealing to lenders. Simply put, auto loans are at their lowest...

A Low Cost of Finance while Fueling your Business

Every business has a mission and vision to follow. But in order to achieve these, entrepreneurs must have the expertise in leadership and an adequate capital for business financing. You many have an amazing vision in reaching the new heights in business world, but you lack funds that may stop you from showing your true skills. You don’t have to feel depressed because the unsecured business loans provide the funds you needed in making yourself a...

How to Get Preferred Bad Credit Home Loan Refinancing

All of us might need home financing at some point during our lives. When you have a bad credit history and you’re going through this, the best option for you is to go for a bad credit home loan refinancing. We all know that when you have bad credit history, a lot of the lenders or financial institutions don’t really like to offer you alone and hesitate about this a lot. Even if they approve your loan the prepayment terms and interest rates that the offer...

3 Fast Ways to Compare Student Loans Using Excel

While there are a lot of great loan calculators out, it can be hard to know where to look when you just want to understand how much you’re going to be paying for a student loan. If you’re starting to shop around for loans, you may want a general picture of how much you’re going to pay, and if you’re refinancing your existing debt, you may want a tool to compare your options based on how far you’ve already come with repayment. Either way, check out these...