How to get your home ready for a house sale

When it comes to selling your home, there is one word that strikes no truer than, preparation. Yes, preparation is key when selling your home because you won’t be dealing with the unexpected, in fact, if you’re that well prepared, nothing is unexpected and you will drift through your house sale like a breeze. Of course, today, we all live chaotic lives and this can mean that getting prepared can be extremely time consuming and overlooked when it comes to...

Enhance the performance of your company with proper auditing

The audit is not a mere formality in the corporate world. It is actually a necessity since it helps in protecting the business. It helps in enhancing it so that it becomes more popular and is able to perform more on a global basis. Auditory services The importance of proper audit is being understood by all the companies gradually. Due to the importance, it is necessary that proper auditors handle the audit part of the business. By outsourcing the work to...

Should You Consider Refinancing Your Home

Refinancing pertains to replacing the current mortgage with a new one. In other words, your mortgage will have a new set of cost and conditions. There are various reasons why a lot of people come up with a decision to refinance and below are the following. To Consolidate Debt Loan You will be able to save a significant amount of money if you are going to refinance, especially if you both have the home equity loan and mortgage. Through refinancing, you...

Getting Home Loans and off the Property Waiting Game?

We’re constantly hearing speculation in the media about a crash in Australian house prices. But major falls have only really occurred on a few occasions, like the 1930s. The more recent falls during the GFC and 2011-12 were pretty modest—on average around 8%i. More substantial falls can happen in the higher end suburbs around Australia and in individual properties, but otherwise, there have tended to be relatively modest falls in other areas – for...

Investing in a Holiday Home

It happens every year. You’re strolling down the high street of your local beachside town enjoying a long hot summer with the family when a holiday home in the real estate agents’ window catches your eye. And you start thinking: “If we had our own place, we could go there all year ‘round and instead of contributing to someone else’s financial future we could be contributing to our own”. It’s a tempting thought. That was then…this is now In days gone by,...

5 Tips For Bidding at an Auction!

Bidding for a property at auction can be stressful but you can reduce the stress involved. Before you consider bidding at an auction use our 5 tips to make sure you’re prepared and know what to expect. Step 1: Work out the costs Working out how much you can afford to repay on a home loan plus all the associated costs of buying a property—like stamp duty―is the first step. Of course, buying at auction means the final purchase price remains unknown until...

How Can I Get a Home Loan To Own My Home Sooner?

Owning your own home doesn’t have to be the stuff of dreams. There are several strategies that could help you pay off your home loan sooner. And it doesn’t necessarily mean sacrificing the things you love doing today. The first step towards paying off your home sooner is to understand your loan—how much you owe, how much you are paying and what other financial commitments you have. Once you know where you stand you can start getting smarter with your...

Newcastle Gen Y Investing in Home and Away – Financial

Gen Y has been brandished a generation of non-savers but that is not the reality. Gen Y is saving but unlike earlier generations they are not necessarily saving for a home. Some of that move away from saving for a home comes down to the high price of property, particularly in the major cities. According to the Bank for International Settlements, Australian house prices are the second highest in the world, when measured against income and rent.i But this...

100 Home Equity Loans Bad Credit

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Home loan scam alert

ASIC has warned that scammers are targeting people for bogus home loans and charging up to $5400 in upfront payments to get the loan for them. These unknown broker impersonators have unsuspecting consumers in their sights. ASIC has called for consumers to look for the “classic warning sign” of a loan scam, treating any requests for upfront fees or insurance costs as suspicious, and to pursue loans through the correct channels.​ “Consumers should always...